Joy Housing Loans

Joy Builders have tie-ups with leading financial sectors like LICHFL, HDFC, ICICI, Axis Bank, State Bank of India etc., which provide number of housing loan schemes.

We help our customers in getting through all kinds of documentation process so as to enable them to purchase their dream home from us.

banks-for-home-loan-india

Housing Loan schemes are offered to different kinds of individuals like

  • Salaried People
  • Business Men
  • Professionals
  • Self Employed individuals

List of Documents Needed

Agriculturists Salaried Customers Businessmen – Professionals
Application form with photograph Application form with photograph Application form with photograph
Identity and Residence proof Identity and Residence proof Identity and Residence proof
Last 6 months bank statements Last 6 months bank statements Last 6 months bank statements
Processing fee cheque Processing fee cheque Processing fee cheque
Income Documents
Copies of Title Documents of Agricultural Land depicting Land holding Latest Salary Slip Educational Qualifications Certificate and Proof of Business
Copies of Title Documents of Agricultural Land depicting crops being cultivated Form 16 Business Profile and Previous 3 years Income Tax returns (self and business)
Statement of previous 2 years of loans availed Previous 3 years Profit/Loss and Balance Sheet

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